Seamless, efficient, and secure core banking for the digital future
Premium CBS Lite is a lighter edition of Premium CBS, built on the same core for institutions that want to start simple — designed to deliver simplicity, security, and full regulatory compliance.
Simple, strong, and secure.
Premium CBS Lite is a modern core banking system that makes everyday operations easy and secure while fully complying with regulatory requirements. Built on the same trusted core as Premium CBS, it gives cooperatives and microfinance institutions everything they need to manage members, deposits, and loans from the cloud — with no hardware to set up and nothing to install.
Modules
Everything your institution runs on, in one system.
Members
Member registration, KYM verification, and documents in one place.
Deposits
Savings, fixed, and recurring deposit products with automatic interest.
Loans
Loan disbursement, repayment, and portfolio tracking.
Share Capital
Membership shares, transfers, and dividends.
Accounts & GL
Chart of accounts, bank accounts, vouchers, and day close.
Operations
Daily counter operations, transfers, and end-of-day.
Reports
Financial statements and operational reports, ready to print.
Administration & Audit
Users, roles, branches, and a complete audit trail.
Data Migration
Bring your existing data across from your current system.
Features
A closer look at each module.
Member Registration & KYM
Register individual and institutional members with photo, signature, citizenship, address, family relations, and income details.
KYM Verification
Maker-checker approval for new members and edits, so every profile is verified before accounts are opened.
Expired KYM Tracking
See which members need their KYM renewed and update details before records go out of date.
Account List & Cheques
View every account a member holds, issue cheque books, and track the status of each cheque leaf.
What it delivers
Creating real value for a stronger tomorrow.
Member Service Excellence
Faster counter service, accurate balances, and instant statements, so members get answers without waiting.
- Happier members.
- Stronger cooperatives.
Operational Efficiency
Automated interest, day-end, and reports replace manual work, so staff spend less time on paperwork.
- Simpler processes.
- Greater productivity.
Better Governance & Compliance
Role-based access, audit trails, and regulator-ready reports keep every transaction controlled and traceable.
- Safer operations.
- Lasting trust.
Scalable Digital Transformation
Start with the essentials and add mobile, SMS, and more branches as the cooperative grows.
- Ready for today.
- Built for tomorrow.
How it is built
Modular, secure, and cloud-based.
Modular
Individually customizable.
Choose only the modules you need, such as deposits, loans, or share capital, and turn on more when you're ready.
Secure
Protected by encryption architecture.
Data is encrypted in transit and at rest, with user permissions and daily backups to keep member records safe.
Completely cloud based
No hardware setup or installation, instant access.
No servers to buy and nothing to install. Log in from any browser and start working the same day.
Try Premium CBS Lite free
Create your workspace in a minute and explore every module with your own team. Free for 30 days, up to 1000 members and 1000 accounts. No hardware, no installation.
Need the full edition?
Premium CBS — Core Banking Solution
A complete core banking solution for cooperatives, microfinance institutions, and financial organizations. Integrated modules for deposits, lending, customer management, digital banking, reporting, and third-party integrations — secure, scalable, and future-ready on one powerful platform.
Why Premium CBS?
15+ Years Expertise
Experienced team with deep financial technology knowledge.
Secure Cloud Platform
Reliable, scalable, and accessible banking infrastructure.
Built for Cooperatives
Designed specifically for cooperatives and microfinance institutions.
Advanced Security
Multi-layer protection with backup and approval controls.
Hassle-free Migration
Move across from your existing system without disruption.
Best Implementation
Professional deployment, training, and support.
Open Integration
Connect with fintech and digital services.
24×7 Support
Continuous assistance through multiple channels.
Built to meet Nepal's regulatory standards
Every module is designed with NCRA directives in mind. We stay current with regulatory changes so your institution doesn't have to.
NCRA Directives
Compliant with applicable NCRA directives for cooperative and microfinance institutions.
Cooperative Act
Aligned with Nepal's Cooperative Act 2074 for share management, dividend, and governance.
Data Encryption
All data at rest and in transit is encrypted. No plain-text passwords or financial data stored.
AML/KYM Ready
Built-in KYM document storage and member risk categorization following AML guidelines.
Karja Suchana Kendra
Integrated with the Credit Information Bureau for monthly credit reporting and borrower checks.
Connects with the tools your institution already uses
- SCT ATM NetworkCard switching
- Mobile BankingMember payments
- SMS GatewayAlert delivery
- Mobile CollectorField collection
Request a demo of Premium CBS
Interested in the full edition, or want a walkthrough of Lite? Tell us about your cooperative and we will follow up with a personalized demo and onboarding details.